vipul sharma asked:


I am a resident of california. I have a home loan in India with an Indian bank. I want to refinance that loan with an US bank so that I pay in dollars and manage loan in US since all my income is from US and I live here. Do you know if there is any bank/credit union that can provide this service?

Sandra

dabluschmosprincess asked:


I have 4 years very good customer service experience. I have not been a cashier before though. How much am I likely to get starting out as a bank teller?
I was looking at Commerce bank or Fox chase. to apply to those.
I live in Pennsylivania.

Dean

Whiterice asked:


Apparently, the Bush administration attempted to regulate Fannie and Freddie. Here’s and article from 2003.

“The Bush administration today recommended the most significant regulatory overhaul in the housing finance industry since the savings and loan crisis a decade ago.

Under the plan, disclosed at a Congressional hearing today, a new agency would be created within the Treasury Department to assume supervision of Fannie Mae and Freddie Mac, the government-sponsored companies that are the two largest players in the mortgage lending industry”

“After the hearing, Representative Michael G. Oxley, chairman of the Financial Services Committee, and Senator Richard Shelby, chairman of the Senate Banking Committee, announced their intention to draft legislation based on the administration’s proposal. Industry executives said Congress could complete action on legislation before leaving for recess in the fall. ” (they’re republicans)

“Among the groups denouncing the proposal today were the National Association of Home Builders and Congressional Democrats who fear that tighter regulation of the companies could sharply reduce their commitment to financing low-income and affordable housing.

”These two entities — Fannie Mae and Freddie Mac — are not facing any kind of financial crisis,” said Representative Barney Frank of Massachusetts, the ranking Democrat on the Financial Services Committee. ”The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing.” ”

Democrats opposed the bill to help poor people and people with bad credit get loans. These of course are the people who defaulted on their loans and bankrupted the companies.

http://query.nytimes.com/gst/fullpage.html?res=9E06E3D6123BF932A2575AC0A9659C8B63&sec=&spon=&pagewanted=print

The republicans had a slim majority. It takes 60 votes to beat a fillabuster

Vincent

k.eldosoky asked:


what do you think banks need to offer or what do you think is a good idea for a new banking service
what do you think banks need to offer or what do you think is a good idea for a new banking service

what part of personal finance do you think a bank can help most with ?

Barry

Mark asked:


My father passed away 2 weeks ago. I’m trying to cancel his utilities, bills, subscriptions, credit cards,etc. I was already on his checking account but not his savings account. To transfer his car title and access his savings account the service rep at the bank said I needed the court to ‘validate’ the will. I already had it notarized but apparently there’s some form she needs from the court to release his savings account (and to allow me to transfer title of his car).

What’s the name of the legal form to do this?

State: Oregon
County: Clackamas

Thanks

Sharon

pandera asked:


My roomate and I use the same bank. I’d like to automate rent payments from his account to mine since the expenses come out of my account. When I call the bank they don’t seem to understand what I’m asking and suggest that he use the bill pay service to do this or I add him as an authorized user on my account (don’t want to do that). Has anyone set this up successfully and if so, what bank do you use?

Lance

lafunkmob asked:


Looking for a job in finance/banking. This is the objective I currently have at the top of my resume:

To obtain hands on experience with various financial products and services in a client focused corporation with global reach.

Any suggestions? Thoughts?

Charles

angeliachicagorican asked:


I was hired like yesterday. Has anyone held this position before? Do you have any advice for me to excel in this position. I have never worked in a bank before?
it is in the branch
well the position is working in the branch directly with the personal banker referring customers to keep sales goals up and also helping with service requests like printing a statement. I dont have experience selling banking products though

Tyrone

Be – J asked:


A salesman walked in my store and offered me his company’s business as credit-card processing services. He talked me into replacing my existing service with his company’s by assuring me better benefits with no cancellation fees. And if I apply it, I’ll be given a free software. So I did applied it and signed the application without reading a statement saying that if I terminated the agreement at my sole discretion, a termination fee is applied.
I was asked to call their 1-800 number to set up and activate the account once I canceled my old service, but I never did. So I never used their service. But they sent me monthly statement and charged me some fees by automatically debiting my bank account.
Too slow I closed my business and acknowledged them about it. They then threaten me about the termination fee. I told them that I never used their service and that their sales person told me over and over verbally that I could cancel at any time
without any fee. But the collection continues
My business was in the form of LLC. And I had my personal name on the application. The amount involved started from $200s and added up to the $300s with interest.

Apparently they have submit the case to the collection agency. And they have been calling and sending out letters ever since. I always ignored them. I felt cheated!

Does anyone have any clue what’s going to happen next? Any clue what I can do to win this?
The problem that I have is that my account wasn’t activated yet so there was no transaction whatsoever. They just approved my application, that’s it and I never called them and activated that account because I shut down my business not long after that.

Lee

Duckey asked:


I’m applying for a job at a bank and I can’t seem to come up with a decent answer for that question.

Please, does anyone have advice?

What does exceptional customer service mean to you?

Crystal